Live ETF Data · 13 Modules · Mobile + Desktop

KNOW EXACTLY
WHEN YOU'LL
BE FREE

Put in your numbers. Get the exact year your passive income exceeds your expenses — plus 12 more tools to build, track, and accelerate your financial independence. One payment. No subscription.

Get Lifetime Access — A$37 →See all 13 modules ↓
7-day money-back guarantee  ·  Instant access  ·  No subscription ever
13
Finance Modules
67
ETFs Tracked Live
7
Currencies
$0
Monthly Fee
project-frz2t.vercel.app · Crossover Point
ETF Sim
FIRE
Budget
Monte Carlo
Crossover ✕
LIVE
  QQQ $482.31 ▲+1.24%  |  VOO $521.88 ▲+0.87%  |  VAS $98.71 ▲+0.33%  |  NDQ $44.12 ▲+1.18%  |  SCHD $79.65 ▲+0.44%
// CROSSOVER POINT — FINANCIAL FREEDOM DATE
━━ Passive Income╌╌ Expenses
Freedom Year
2041
Freedom Age
44
Passive/Mo Then
A$4.2K
Progress Today
23%
PROGRESS TO FREEDOM23%
25%
Foundation · 2033
50%
Halfway · 2037
75%
Almost · 2040
100%
🎉 FREE · 2041
QQQ$482.31 ▲ +1.24%VOO$521.88 ▲ +0.87%ARKK$51.42 ▼ -0.63%VGS$141.20 ▲ +0.52%VAS$98.71 ▲ +0.33%GLD$229.44 ▼ -0.18%SCHD$79.65 ▲ +0.44%VTI$278.90 ▲ +0.91%QQQ$482.31 ▲ +1.24%VOO$521.88 ▲ +0.87%VAS$98.71 ▲ +0.33%SCHD$79.65 ▲ +0.44%

EVERY FINANCE APP
CHARGES YOU MONTHLY

Bloomberg Terminal costs $27,000/year. Sharesight charges $228/year. Most apps give you basic charts and call it premium. None of them actually help you plan.

💸

Subscription fatigue

$20/mo here, $15/mo there. You're paying more in finance app fees than you're actually investing.

📊

Charts without context

Most apps show you what happened — not what it means for your future. No projections, no planning tools.

🔒

Locked behind paywalls

FIRE calculators, Monte Carlo simulations, portfolio rebalancers — all "premium" features on every other platform.

💻

Desktop only

Most serious finance tools don't work on mobile. Half your planning happens on the go — your tools should too.

13 MODULES.
ONE PRICE.
FOREVER.

ETF Simulator

Build custom portfolios from 67 live ETFs (34 NYSE + 33 ASX). See projected growth across 5 market scenarios.

Live Prices

Monte Carlo

Run 10,000 simulated market paths. See your probability of success, risk of ruin, and every percentile outcome.

Statistical Modelling

FIRE Planner

Lean FIRE, Regular FIRE, Fat FIRE, Coast FIRE. Safe withdrawal rate analysis. Exactly when you can stop working.

5 Scenarios

DCA Engine

Dollar-cost averaging vs lump sum vs hybrid. See which strategy wins over your exact time horizon.

Strategy Comparison

Budget Tracker

50/30/20 analysis, financial health score, savings goals, and a surplus forecast showing what cutting $100/mo is worth in 20 years.

Health Score

Net Worth Tracker

Full asset and liability tracking. Debt payoff timelines, interest costs, and month-over-month net worth trend.

Live Trend

Crash Simulator

See exactly what 6 historical crashes — including the GFC and COVID — would do to your portfolio.

Historical Data

Portfolio Rebalancer

Drift calculator with configurable threshold. Generates exact buy/sell orders when your allocation drifts.

Auto Orders

Tax Calculator

After-tax return modelling, CGT discount toggle, marginal rate comparison, and capital gains by hold period.

CGT Modelling

Loan Payoff

Avalanche vs snowball strategy. See exactly how much extra payments save you.

Debt Freedom

Income Streams

Track every income source with growth rates. Target progress bar. Cumulative projection across 20 years.

Multi-Stream

Crossover Point

The exact year your passive income exceeds your expenses. See your financial freedom date, progress bar, and milestone timeline. No other app shows you this.

Unique Feature

THE MOMENT
YOU BECOME FREE

Most finance apps show you numbers. Wealth Studio Pro shows you the one number that actually matters — the exact year your passive income crosses your expenses. Your financial freedom date.

// CROSSOVER POINT CALCULATOR
━━ Passive Income╌╌ Expenses
FREEDOM YEAR
2041
FREEDOM AGE
44
PASSIVE/MO THEN
A$4.2K
PROGRESS TODAY
23%
PROGRESS TO FREEDOM23%
25%
Foundation · 2033
50%
Halfway · 2037
75%
Almost · 2040
100%
🎉 FREE · 2041

Input your numbers. Get your date. No other app does this.

WHAT PEOPLE
ARE SAYING

★★★★★

"I've paid $20/month for apps that do less than one of these modules. The FIRE calculator alone is worth it — I finally have a clear number to work toward."

J
Jake M.
Software Engineer, 27
★★★★★

"The Monte Carlo simulation is something I used to pay a financial advisor $300/hr to run. Now I run it myself in 10 seconds. Game changer."

S
Sarah K.
Nurse, 31
★★★★★

"Showed this to my partner and we finally sat down and did our budget together. The health score gave us something concrete to improve. We went from C to A in 2 months."

T
Tom R.
Teacher, 34
★★★★★

"The Crossover Point module hit different. I put in my numbers and it told me I'd be financially free at 44. I screenshot it, sent it to my partner, and we both cried. Worth every dollar."

A
Alex D.
Project Manager, 29
This is a new product. Reviews above are from beta testers and early access users. Be the first verified customer — if it's not right for you, the 7-day refund is there.

ONE PAYMENT.
EVERYTHING.
NO LIMITS.

Lifetime access to Wealth Studio Pro

Pay once, use forever. No monthly fees, no usage limits, no features locked behind a higher tier.

All 13 finance modules unlocked

ETF Simulator, DCA Engine, Monte Carlo, FIRE Planner, Budget Tracker, Net Worth, Crash Sim, Rebalancer, Tax Calculator, Loan Payoff, Income Streams, Crossover Point, Dashboard.

67 Live ETFs via Yahoo Finance

34 NYSE + 33 ASX ETFs with real-time prices and daily change %. Covers NDQ, VAS, QQQ, VOO, DHHF, VGS, SCHD and more. Refreshes automatically.

Mobile-optimised interface

Full bottom navigation, touch-friendly inputs, and responsive layouts. Works beautifully on any device.

Your data saves automatically

Every number you enter — portfolio values, expenses, loan amounts, income streams — is saved to your browser. Come back days later and everything is exactly where you left it.

7 currency support

USD, AUD, GBP, EUR, CAD, JPY, SGD. Switch instantly — all figures update across every module.

All future updates included

New modules, new ETFs, new features — all included in your one-time purchase at no extra cost.

SIMPLE.
ONE-TIME.
HONEST.

LIMITED LAUNCH PRICE
LIFETIME ACCESS
A$37
Usually A$97
↑ You save $60 — launch pricing only
All 13 modules, forever
67 live ETFs (ASX + NYSE)
Mobile + desktop
7 currencies
Crossover Point calculator
Data saves between sessions
All future updates
Instant access after purchase
Get Lifetime Access → A$37
🛡️
7-day money-back guarantee. If Wealth Studio Pro isn't right for you, email within 7 days for a full refund. No questions asked.
🔒 Secure checkout via Gumroad · Instant delivery

QUESTIONS

How do I access it after purchase? +
Instantly. After checkout you'll receive a link to the app. It runs entirely in your browser — nothing to install.
Is the market data actually live? +
Yes. It connects to Yahoo Finance to pull real-time prices for all 67 ETFs, refreshing automatically. During market hours you get live prices; outside hours you see the previous close.
Does it work on mobile? +
Yes — fully. The app has a dedicated mobile layout with bottom navigation, larger touch targets, and responsive grids.
What's the difference between this and a free spreadsheet? +
Live data, Monte Carlo simulation, probability modelling, interactive charts, and 13 interconnected modules that would take hundreds of hours to build in Excel — and they still wouldn't look like this.
Will the price go up? +
Yes. This is a launch price. Once early access closes it'll go to $97. Everyone who buys now locks in lifetime access at $37 — including all future updates.
Do I need to know anything about investing? +
Not at all. Every module is built to be intuitive. Input your numbers, see your future. The app does the maths — you make the decisions.
What is the Crossover Point? +
It's the exact year your passive income from investments exceeds your monthly expenses — the moment you're financially free. You'll see the year, your age, a progress bar showing how close you are today, and a milestone timeline at 25%, 50%, 75% and 100% freedom.
Does my data save between sessions? +
Yes. Everything you enter is automatically saved to your browser's local storage. Close the tab, come back tomorrow, and all your numbers are exactly where you left them.
What if it's not for me? +
Email within 7 days of purchase and you'll get a full refund. No questions asked. The 7-day guarantee is there so you can try it without any risk.

STOP GUESSING.
START KNOWING.

Every day without a real financial plan is a day of compounding you'll never get back. A$37 to know exactly where you're going.

Get Lifetime Access — A$37 →

One-time payment · Instant access · No subscription ever

🛡️ 7-day money-back guarantee

GET IN
TOUCH

Questions, refund requests, or anything else — send a message and I'll get back to you within 24 hours.

I'll reply within 24 hours.